$hiti Stalls Somemore.....

I should have know better than to believe that $hitiMortgage would do the right thing....I thought we were making progress, that is, until I called today to find they (claim) they did not recieve the documents I faxed over to them on May 25, 2010,...and they want me to fax them again. Here is what I said to them: Let the Forclosure Begin: We ARE NOT jumping thru any more hoops, moreover, as of today the "good faith payments" we have been making to you will end. You can have the dam house just as soon as you figgure a way to boot us out,....not to forget we are under Chap 13 protection and can squeeze one maybe two more years of "free living" here and what a party we will have before we go!

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June 6, 2010

George J. Jubic
118 River Rd.
Johnsonville, NY 12094

Re: CitiMortgage Run-Around
“Investor Loan” # 5001214664

United States Treasury Department
Office of Financial Stability
1500 Pennsylvania Av. NW
Washington, DC 20220

Dear Sir or Madam;

I am writing once again to complain about our problems with CitiMortage. Last September I “successfully completed” my loan modification probationary period, and was told by their loss mitigation department (Mrs. Liz Cory) that everything was set to finalize our plan…this was in November of 2009. Ever since that date, I have been making my monthly payment according to the plan,… and have been waiting for CitiMortgage to complete the paperwork to finally finalize my plan.

On or about the week of May 20-24th, 2010, I did get a call from Liz Cory from CitiMortage informing me that I would have to send more paperwork to finalize the plan. They wanted updated copies of my financial documents, such as two months worth of my last paycheck stubs and my IRS forms.

On May 25th I did fax them over (see cover sheet attached as proof of same) to Liz Cory of CitiMortage. However, when I called her today to check up on the status of my case, she informed me that she did not receive the faxes I sent and she asked me to send them again. This is not the first time CitiMortgage has claimed to lose the papers I have sent.

I informed her at this time that I would not be sending any more documents as I have been told numerous times that I did not need to send anymore. I told her I was tired of jumping through every hoop they asked of me with still no sign of finalization of the plan in sight. I also informed them that I would not be sending anymore “good faith” payments according to their supposed “plan” until which time I have some tangible evidence that they are in fact, committed to helping me keep my home and until which time I receive the finalized plan. In view of the fact that they are not showing good faith in finalizing the plan, I told them that they should either commence a foreclosure proceeding (advising them that I would fight it out in court with them) or finalize the plan.

I am writing to make you aware of the difficulties homeowners are facing when big banks such as these are granted free-rein on their discretionary powers and left to their own devices in the working out of any loan modification plans. It is my hope that the government will somehow mandate that these banks do everything within their power to work with the homeowners and NOT put stumbling blocks in their way.

Yours, etc.

_____________________________
George J. Jubic, Owner / Occupier

CC:

Barney Frank, Chairman
Financial Services Committee
2129 Rayburn Bldg.
Washington, DC 20515

CC: CitiMortgage
Loss Mitigation Dept.
1000 Technology Dr. MS 420
O’Fallon, MO 63368

UPDATE 6/12/2010

Got a call "out of the blue" from $hitis' "loss mitigation" teamster Liz Cory to inform me that THEY HAVE FOUND THE DOCUMENTS I faxed over to them on May 25th and they are sorry for the inconvience and let me know also that yes, they are aware that we filed another complaint to the US Tres and Mr Barney Frank and YES they are willing to still work with us and will be sending a contact for us to sign too and I said FINE but we WILL NOT be sending you anymore "good faith" $$$ until we receive the contact ready for us to sign....back to the waiting game but at least it aint costing us nothin this time and that is a GREAT BIG PLUS for Us dont you think? At this point, it doesnt really matter too much if we keep the house or not,...it is the principle of the thing.